Fraud can be found. The first trick, do not believe in the so -called high interest rates. As long as it is too high, it must be a trap
Investment, risk and rationality often ignore risk and rationality
high interest rates and high returns are always the easiest and effective ways of fraud. After all, everyone wants their investment and wealth management products to get more. High income.
Therefore, as long as it is not greedy for high profits and high income, it can strictly restrain yourself without being fooled.
The cheats: Do not be greedy for high interest rates. Do not believe in and invest in the so -called high yields. As long as more than 10%of the income, you will face greater risks. More than 20%of wealth management income and investment income can basically be determined by scammers.
This fraud activities appear or even fulfilled with high yields, and people's greed for high interest rates finally allows those fraud activities. Therefore, don't be greedy for high interest rates.
The method of scamming is many. What are the cheats of scams? The second trick, do not believe in the so -called internal investment, internal news, internal products, and even bank governors. When investing in investment, the so -called insider, many people pack fraud investment into so -called internal products, internal investment, and even some people in the name of bank governor to promote the trust of investment promotion, and some people and some people The identity of the financial institution executives and the president of the bank branch has improved the credibility.
The cheats: Do not believe in the so -called internal information, internal projects, and internal products. As long as you insist on purchasing the listing wealth management product of the financial institution, you can effectively prevent it from being able to prevent it. Deat.
The third trick, do not buy and believe in investment products and wealth management products that believe in non -formal financial institutions. You must buy and invest in regular investment products and wealth management products
People think that all investment products and wealth management products are issued by the state approved institutions, so they are safe.
The search of real search, many investment products and wealth management products are issued by non -financial institutions, and they do not have the qualifications and conditions for issuing wealth management products and investment products.
The cheats: insist on purchasing investment products and wealth management products of regular financial institutions. It is best to buy investment products and wealth management products issued by financial institutions. This is the most important way to prevent being deceived.
The fourth trick: Do not allow staff to buy on behalf of them, but to purchase investment products and wealth management products in a proper way, which is an effective means to prevent fraud.
The crime of fraud needs to reach a large amount of amount, in accordance with the "Explanation of the Supreme People's Court on the Specific Application Law on Trial Fraud Cases" (December 16, 1996): It belongs to the "large amount"; that is to say that when it reaches 2,000 yuan, it may constitute a crime, but it is not to say that the police can only accept the degree of crime. Those who are fraud, grabbing, robbing, extortion or intentional damage to public and private property shall be detained for more than five days and less than 500 yuan, which can be fined below 500 yuan; if the circumstances are heavy, they will be detained for more than 10 days and less than 15 days. A fine of less than 1,000 yuan. So you feel that you can report the case when you are deceived, and the public security organs will deal with it. Reserve evidence and report the case in time. Legal basis: 1. According to the "Explanation of Several Issues of the Supreme People's Court and the Supreme People's Procuratorate on handling criminal cases of criminal cases" (shall be implemented from April 8, 2011): fraud public and private property is worth 3,000 to 10,000 Those who are above the yuan and 30,000 yuan to 100,000 yuan, and more than 500,000 yuan shall be identified as the "larger amount" and "huge amount" and "large amount" and "special amount" stipulated in Article 66 of the Criminal Law. huge". If the private property meets the amount of the above provisions, if one of the following circumstances, it can be punished in accordance with the provisions of Article 266 of the Criminal Law: (1) Poems and such as newspapers, magazines, etc. have released false information to perform fraud to unspecified most people; (2) fraudulent disaster relief and rescue, flood prevention, preferential treatment, poverty alleviation, immigration, blue distribution relief, medical models; (4) Fraud with the property of the disabled, the elderly, or the loss of labor; The amount of fraud is close to the standards of "huge amounts" and "particularly huge amount" stipulated above, and have one of the situations stipulated in the preceding paragraph or belong to the primary elements of the fraud group. "Other serious plots", "other special severe plots"
The crime of fraud refers to the behavior of illegal possession, using fictional facts or concealing the truth, to deceive the behavior of larger and private property. The crime of fraud is not to deceive other illegal interests. Its objects should also exclude loans from financial institutions. This law has specifically stipulated the crime of loan fraud in Article 193.
. The case of fraud has been arrested, how to recover the money
[Treatment of criminal items] All property obtained by criminals shall be recovered or ordered to refund the compensation; the legal property of the victims shall be repaid in time; the property of the prohibited products and the personal property for criminals shall be confiscated. The confiscated property and fines shall be paid to the state treasury and shall not be misappropriated and handled by themselves.
. The standard for the crime of fraud
"Criminal Law" Article 266
The following imprisonment, detention or control, and shall be punished or single; if there is a huge amount or other serious circumstances, it will be imprisoned for three years and less than ten years. , Inquiry for more than ten years of imprisonment or life imprisonment, and fined or confiscated property. If there are other regulations in this law, in accordance with regulations. "
The explanation of the specific application of the law of the law of the law "
It Article 1: The first scam public and private property is worth 3,000 to 10,000 yuan, 30,000 yuan to more than 100,000 yuan, and more than 500,000 yuan. It should be identified as "large amounts of tremor", "huge amounts", and "particularly huge amounts" stipulated in Article 266 of the Criminal Law.
The provinces, autonomous regions, municipalities, high -level people's courts, and people's procuratorates can combine the economic and social development status of the region and jointly study and determine the specific amount standards implemented in the region within the amount stipulated in the previous paragraph, and report the highest reporting. People's Court and Supreme People's Procuratorate filed.
First, keep calm, determine the loss Pevy cyber fraud, should be calm as much as possible, so as not to panic. First of all, determine your own losses, such as money, items, etc. If you can, you can list the loss list for reporting. (If the property of the deceived property is the game prop, please contact the administrator of the game, software or website for processing for the game coin account and other virtual items.) . If the loss is set, the police will be reported as soon as possible. Some victims recovered their losses, and they contacted online scammers privately without reporting, and even trusted the refund of the refunds and delisted objects. . Try to do everything, stop loss as soon as possible Puled the police, should immediately cooperate with the public security organs to carry out emergency stop loss work. If you are fraud for online banking, and there are information such as preserving scammer account opening and accounts, you can immediately log in to the online banking and telephone banking of the other party's account. After entering the other party's account The transfer function will be frozen for 24 hours. The time to delay the scammers transfer the stolen money, and strive for valuable time for further stop loss to contact banks and alarms. . Collect evidence and properly save The network scammers generally contact the victims through the media, such as QQ, mobile phone text message, email and online games. First of all, victims should save all evidence and transaction records. It is best to have bank transaction records, as well as online chat records and contact information with each other. . Choose the correct place for reporting the case The victim can report the case to the place of the case, the place of fraud, the place of fraud, and the suspect's residence. In other words, you can choose to report the case where you are located. If you know where the suspect is, you can also bring the case to report the case where the police are located. Anyone in the two places should accept it after receiving the report (acceptance is not filed). 6. Truthful reflection of the case Puctual victims are regretful and shame because of network fraud, and rarely report the case, or even if the case is reported Public security organs have increased their cases. In order to seize the suspect as soon as possible and restore the loss, please reflect the case situation truthfully to the police handling police after the report.
The Explanation of the Supreme People's Court and the Supreme People's Procuratorate on the Specific Issues of Criminal Criminal Cases of Criminal Cases stipulates that:: Fraud public and private property is valued at 3,000 yuan to more than 10,000 yuan, 30,000 to 100,000 yuan, and more than 500,000 yuan or more It should be recognized separately as the "large amount", "huge amount", and "large amount" stipulated in Article 266 of the Criminal Law. 2. [Contract fraud case (Article 224 of the Criminal Law)] For the purpose of illegal possession, in the process of signing and fulfilling the contract, they deceive the other party's property and the amount of more than 20,000 yuan shall be charged. 3. [For more than three years of imprisonment, detention, control, single penalty and punishment] (1) The benchmark punishment is penalty for less than 4,000 yuan; if 4,000 yuan or more is less than 5,000 yuan, the benchmark punishment is the control sentence of the control punishment. ; 5,000 yuan, the benchmark sentence is three months of detention, each increased by 1,670 yuan, and the sentence period increases by one month; if 10,000 yuan, the benchmark sentence is six months in prison, and every 1,000 yuan is increased, the sentence period increases by one month; (2) One of the cases stipulated in Article 126, those who are intended to be detained will be upgraded to imprisonment; if the plans to be controlled and punishment, it will be upgraded to the detention penalty; If a criminal, the benchmark sentence is six months in prison, every 1,230 yuan increases, and the sentence period will increase by one month. [For more than three years and less than ten years, sentences of prison] If the fraud is 40,000 yuan, the benchmark sentence is a period of three years in prison, and each increased by 2,000 yuan, an increase of one month. [For more than ten years in prison for sentences] If the fraud is 200,000 yuan, the benchmark sentence is ten years in prison, and every 4,000 yuan is increased, and the sentence period will increase by one month. [Regulations on the situation] If there is one of the following circumstances, the heavy place is 10%: (1) the primary elements of the fraud group or the major primary criminal of the criminal festival in the crime; ) The production materials that fraud legal persons, other organizations, or individuals need to seriously affect production or cause other serious losses; The property that squanders fraud cannot be returned by the property of the fraud; (6) those who use fraud property to perform illegal crimes; (7) lead to death, mental disorders, or other serious consequences; If the crime is sentenced or punished for fraud;
Fraud can be found.
The first trick, do not believe in the so -called high interest rates. As long as it is too high, it must be a trap
Investment, risk and rationality often ignore risk and rationality
high interest rates and high returns are always the easiest and effective ways of fraud. After all, everyone wants their investment and wealth management products to get more. High income.
Therefore, as long as it is not greedy for high profits and high income, it can strictly restrain yourself without being fooled.
The cheats: Do not be greedy for high interest rates. Do not believe in and invest in the so -called high yields. As long as more than 10%of the income, you will face greater risks. More than 20%of wealth management income and investment income can basically be determined by scammers.
This fraud activities appear or even fulfilled with high yields, and people's greed for high interest rates finally allows those fraud activities. Therefore, don't be greedy for high interest rates.
The method of scamming is many. What are the cheats of scams?
The second trick, do not believe in the so -called internal investment, internal news, internal products, and even bank governors. When investing in investment, the so -called insider, many people pack fraud investment into so -called internal products, internal investment, and even some people in the name of bank governor to promote the trust of investment promotion, and some people and some people The identity of the financial institution executives and the president of the bank branch has improved the credibility.
The cheats: Do not believe in the so -called internal information, internal projects, and internal products. As long as you insist on purchasing the listing wealth management product of the financial institution, you can effectively prevent it from being able to prevent it. Deat.
The third trick, do not buy and believe in investment products and wealth management products that believe in non -formal financial institutions. You must buy and invest in regular investment products and wealth management products
People think that all investment products and wealth management products are issued by the state approved institutions, so they are safe.
The search of real search, many investment products and wealth management products are issued by non -financial institutions, and they do not have the qualifications and conditions for issuing wealth management products and investment products.
The cheats: insist on purchasing investment products and wealth management products of regular financial institutions. It is best to buy investment products and wealth management products issued by financial institutions. This is the most important way to prevent being deceived.
The fourth trick: Do not allow staff to buy on behalf of them, but to purchase investment products and wealth management products in a proper way, which is an effective means to prevent fraud.
The crime of fraud needs to reach a large amount of amount, in accordance with the "Explanation of the Supreme People's Court on the Specific Application Law on Trial Fraud Cases" (December 16, 1996): It belongs to the "large amount";
that is to say that when it reaches 2,000 yuan, it may constitute a crime, but it is not to say that the police can only accept the degree of crime. Those who are fraud, grabbing, robbing, extortion or intentional damage to public and private property shall be detained for more than five days and less than 500 yuan, which can be fined below 500 yuan; if the circumstances are heavy, they will be detained for more than 10 days and less than 15 days. A fine of less than 1,000 yuan.
So you feel that you can report the case when you are deceived, and the public security organs will deal with it. Reserve evidence and report the case in time. Legal basis: 1. According to the "Explanation of Several Issues of the Supreme People's Court and the Supreme People's Procuratorate on handling criminal cases of criminal cases" (shall be implemented from April 8, 2011): fraud public and private property is worth 3,000 to 10,000 Those who are above the yuan and 30,000 yuan to 100,000 yuan, and more than 500,000 yuan shall be identified as the "larger amount" and "huge amount" and "large amount" and "special amount" stipulated in Article 66 of the Criminal Law. huge". If the private property meets the amount of the above provisions, if one of the following circumstances, it can be punished in accordance with the provisions of Article 266 of the Criminal Law: (1) Poems and such as newspapers, magazines, etc. have released false information to perform fraud to unspecified most people; (2) fraudulent disaster relief and rescue, flood prevention, preferential treatment, poverty alleviation, immigration, blue distribution relief, medical models; (4) Fraud with the property of the disabled, the elderly, or the loss of labor; The amount of fraud is close to the standards of "huge amounts" and "particularly huge amount" stipulated above, and have one of the situations stipulated in the preceding paragraph or belong to the primary elements of the fraud group. "Other serious plots", "other special severe plots"
I. What is fraud crime
The crime of fraud refers to the behavior of illegal possession, using fictional facts or concealing the truth, to deceive the behavior of larger and private property. The crime of fraud is not to deceive other illegal interests. Its objects should also exclude loans from financial institutions. This law has specifically stipulated the crime of loan fraud in Article 193.
. The case of fraud has been arrested, how to recover the money
[Treatment of criminal items] All property obtained by criminals shall be recovered or ordered to refund the compensation; the legal property of the victims shall be repaid in time; the property of the prohibited products and the personal property for criminals shall be confiscated. The confiscated property and fines shall be paid to the state treasury and shall not be misappropriated and handled by themselves.
. The standard for the crime of fraud
"Criminal Law" Article 266
The following imprisonment, detention or control, and shall be punished or single; if there is a huge amount or other serious circumstances, it will be imprisoned for three years and less than ten years. , Inquiry for more than ten years of imprisonment or life imprisonment, and fined or confiscated property. If there are other regulations in this law, in accordance with regulations. "
The explanation of the specific application of the law of the law of the law "
It Article 1: The first scam public and private property is worth 3,000 to 10,000 yuan, 30,000 yuan to more than 100,000 yuan, and more than 500,000 yuan. It should be identified as "large amounts of tremor", "huge amounts", and "particularly huge amounts" stipulated in Article 266 of the Criminal Law.
The provinces, autonomous regions, municipalities, high -level people's courts, and people's procuratorates can combine the economic and social development status of the region and jointly study and determine the specific amount standards implemented in the region within the amount stipulated in the previous paragraph, and report the highest reporting. People's Court and Supreme People's Procuratorate filed.
First, keep calm, determine the loss
Pevy cyber fraud, should be calm as much as possible, so as not to panic. First of all, determine your own losses, such as money, items, etc. If you can, you can list the loss list for reporting. (If the property of the deceived property is the game prop, please contact the administrator of the game, software or website for processing for the game coin account and other virtual items.)
. If the loss is set, the police will be reported as soon as possible. Some victims recovered their losses, and they contacted online scammers privately without reporting, and even trusted the refund of the refunds and delisted objects.
. Try to do everything, stop loss as soon as possible
Puled the police, should immediately cooperate with the public security organs to carry out emergency stop loss work. If you are fraud for online banking, and there are information such as preserving scammer account opening and accounts, you can immediately log in to the online banking and telephone banking of the other party's account. After entering the other party's account The transfer function will be frozen for 24 hours. The time to delay the scammers transfer the stolen money, and strive for valuable time for further stop loss to contact banks and alarms.
. Collect evidence and properly save
The network scammers generally contact the victims through the media, such as QQ, mobile phone text message, email and online games. First of all, victims should save all evidence and transaction records. It is best to have bank transaction records, as well as online chat records and contact information with each other.
. Choose the correct place for reporting the case
The victim can report the case to the place of the case, the place of fraud, the place of fraud, and the suspect's residence. In other words, you can choose to report the case where you are located. If you know where the suspect is, you can also bring the case to report the case where the police are located. Anyone in the two places should accept it after receiving the report (acceptance is not filed).
6. Truthful reflection of the case
Puctual victims are regretful and shame because of network fraud, and rarely report the case, or even if the case is reported Public security organs have increased their cases. In order to seize the suspect as soon as possible and restore the loss, please reflect the case situation truthfully to the police handling police after the report.
The Explanation of the Supreme People's Court and the Supreme People's Procuratorate on the Specific Issues of Criminal Criminal Cases of Criminal Cases stipulates that:: Fraud public and private property is valued at 3,000 yuan to more than 10,000 yuan, 30,000 to 100,000 yuan, and more than 500,000 yuan or more It should be recognized separately as the "large amount", "huge amount", and "large amount" stipulated in Article 266 of the Criminal Law. 2. [Contract fraud case (Article 224 of the Criminal Law)] For the purpose of illegal possession, in the process of signing and fulfilling the contract, they deceive the other party's property and the amount of more than 20,000 yuan shall be charged. 3. [For more than three years of imprisonment, detention, control, single penalty and punishment] (1) The benchmark punishment is penalty for less than 4,000 yuan; if 4,000 yuan or more is less than 5,000 yuan, the benchmark punishment is the control sentence of the control punishment. ; 5,000 yuan, the benchmark sentence is three months of detention, each increased by 1,670 yuan, and the sentence period increases by one month; if 10,000 yuan, the benchmark sentence is six months in prison, and every 1,000 yuan is increased, the sentence period increases by one month; (2) One of the cases stipulated in Article 126, those who are intended to be detained will be upgraded to imprisonment; if the plans to be controlled and punishment, it will be upgraded to the detention penalty; If a criminal, the benchmark sentence is six months in prison, every 1,230 yuan increases, and the sentence period will increase by one month. [For more than three years and less than ten years, sentences of prison] If the fraud is 40,000 yuan, the benchmark sentence is a period of three years in prison, and each increased by 2,000 yuan, an increase of one month. [For more than ten years in prison for sentences] If the fraud is 200,000 yuan, the benchmark sentence is ten years in prison, and every 4,000 yuan is increased, and the sentence period will increase by one month. [Regulations on the situation] If there is one of the following circumstances, the heavy place is 10%: (1) the primary elements of the fraud group or the major primary criminal of the criminal festival in the crime; ) The production materials that fraud legal persons, other organizations, or individuals need to seriously affect production or cause other serious losses; The property that squanders fraud cannot be returned by the property of the fraud; (6) those who use fraud property to perform illegal crimes; (7) lead to death, mental disorders, or other serious consequences; If the crime is sentenced or punished for fraud;