2 thoughts on “What's the matter with banks? What does it affect the deposit?”
Grant
The reduction is to reduce the bank's reserve rate. For example, the bank has 100 yuan, and the original reserve ratio is 10%(meaning that it must be forced to reserve 100*10%= 10 yuan in the bank), and now it must be reduced to 9%preparation. Gold rate. Then, you can see that after the reduction, the market will change from the original 90 yuan currency circulation to 91 yuan of currency circulation. The increase in currency circulation will cause inflation. Reduce bank loan interest rates. It is mainly to encourage the investment behavior of the enterprise, but it does not necessarily increase the amount of currency circulation. Therefore, the reduction is to invest in circulating currency, and the interest rate reduction is to encourage investment. Take away the deposit. The money left by the bank increases, and the amount of loan can be increased, increasing the liquidity of the market. This reduction is not interest rate cuts. The reduction is mainly for banks. The bank reduction is simply a lot of funds invested in the market. It is a type of monetary policy that can achieve rich and abundant market funds by releasing funds. This reduction refers to the bank's deposit reserve rate. The deposit reserve rate is that banks and financial institutions prepare for customers in order to ensure that customers are prepared during daily deposits and funds. deposit. advantages: 1. The central bank has initiative, which is less affected by the outside world, and better reflects the central bank's policy intention. 2. The amount of money supply is rapid, powerful, and extensive. 3. Activity for all extensions: "RRR cuts" have limited impact on the property market. The first is to reduce the deposit reserve rate to be super good for bank stocks, while facing the stock market and the property market. This reserve is only a hedging risk of hedging. For the stock market, it can be used for hype. If the policy intensity exceeds market expectations, the best performance is bank stocks; but for the future economic situation, monetary policy is not universal. medicine. Disadvantages: 1. The policy effect is too violent and lacking elastic. Due to the excess reserve of the banking system, it cannot be used frequently. 2. Increasing the instability of bank management, policy measures are not reversible to a certain extent. The banks and deposit financial institutions are fair and consistent in time and extent.
What is a reduction? . For example, if you go to the bank, you save 100 yuan, and the bank will use your money to lend, but you ca n’t be released all. You need to leave a certain amount of money in the central bank. Suppose he needs to leave 20 yuan in the central bank's pocket, then these 20 yuan is the deposit reserve. The reduction is to reduce the proportion of funds you must deposit into the central bank account. For example, only 15 yuan is required, then there are 85 funds that banks can put loans at most, so more money flows into the market and increases market liquidity.
The reduction is to reduce the bank's reserve rate. For example, the bank has 100 yuan, and the original reserve ratio is 10%(meaning that it must be forced to reserve 100*10%= 10 yuan in the bank), and now it must be reduced to 9%preparation. Gold rate. Then, you can see that after the reduction, the market will change from the original 90 yuan currency circulation to 91 yuan of currency circulation. The increase in currency circulation will cause inflation. Reduce bank loan interest rates. It is mainly to encourage the investment behavior of the enterprise, but it does not necessarily increase the amount of currency circulation. Therefore, the reduction is to invest in circulating currency, and the interest rate reduction is to encourage investment. Take away the deposit. The money left by the bank increases, and the amount of loan can be increased, increasing the liquidity of the market.
This reduction is not interest rate cuts. The reduction is mainly for banks.
The bank reduction is simply a lot of funds invested in the market. It is a type of monetary policy that can achieve rich and abundant market funds by releasing funds.
This reduction refers to the bank's deposit reserve rate. The deposit reserve rate is that banks and financial institutions prepare for customers in order to ensure that customers are prepared during daily deposits and funds. deposit.
advantages:
1. The central bank has initiative, which is less affected by the outside world, and better reflects the central bank's policy intention.
2. The amount of money supply is rapid, powerful, and extensive.
3. Activity for all extensions:
"RRR cuts" have limited impact on the property market. The first is to reduce the deposit reserve rate to be super good for bank stocks, while facing the stock market and the property market.
This reserve is only a hedging risk of hedging. For the stock market, it can be used for hype. If the policy intensity exceeds market expectations, the best performance is bank stocks; but for the future economic situation, monetary policy is not universal. medicine.
Disadvantages:
1. The policy effect is too violent and lacking elastic. Due to the excess reserve of the banking system, it cannot be used frequently.
2. Increasing the instability of bank management, policy measures are not reversible to a certain extent.
The banks and deposit financial institutions are fair and consistent in time and extent.
What is a reduction?
. For example, if you go to the bank, you save 100 yuan, and the bank will use your money to lend, but you ca n’t be released all. You need to leave a certain amount of money in the central bank. Suppose he needs to leave 20 yuan in the central bank's pocket, then these 20 yuan is the deposit reserve. The reduction is to reduce the proportion of funds you must deposit into the central bank account. For example, only 15 yuan is required, then there are 85 funds that banks can put loans at most, so more money flows into the market and increases market liquidity.